SOFTWARE THAT RUNS SERIOUS BUSINESSES
IDS builds and operates software for companies across industries: enterprise systems, e-learning platforms and payment switching built to NPCI's specifications.
Software Engineering
We design, build and run custom platforms end to end, from discovery through delivery and ongoing operation.
Payments Technology
UPI and IMPS switching, virtual account management and 3-way reconciliation for banks and fintechs.
15+ years building and operating software for businesses across industries
Innovative Data Solutions is a Mumbai-based software solutions company. Fintech and payments is our flagship practice, alongside custom software, web and mobile applications, e-commerce, e-learning technology, and support and maintenance. Clients choose how they engage: we build and hand over, operate the platform as a managed service, or license the source code with structured knowledge transfer.
Find Out MoreSoftware We Build and Run for Your Business
Payments & Banking Technology
Our flagship practice: UPI and IMPS switching, virtual accounts and reconciliation, licensed with full source code and delivered from code handover to supported production.
READ MORE +Custom Software Development
Business platforms, workflow systems and back-office tools, taken from discovery through design, build and operation.
READ MORE +Web & Mobile Applications
Responsive web applications, mobile apps and APIs, built for your users and hosted where you need them.
READ MORE +E-commerce Solutions
Storefronts with catalogue, order and inventory management, integrated with payment and logistics providers.
READ MORE +E-Learning Technology
Course production pipelines, LMS and CMS authoring, and accessibility-compliant deliverables processed at volume.
READ MORE +Support & Maintenance
SLA-based maintenance, monitoring and enhancements, including takeover of systems built by others.
READ MORE +Our Real-Time Payments Platform
The four switching and reconciliation products below anchor a line of ten payment products. Each is licensed with full source code and delivered on the plan that fits your programme, from code handover to certification, go-live and production support.
UPI Switch
Issuing and acquiring for NPCI UPI 2.0, extended with UPI Boosters such as mandates, AutoPay and UPI Lite.
READ MORE +IMPS Switch
24x7 real-time account-to-account payments. Banks joining NPCI's networks commonly go live on IMPS before adding UPI.
READ MORE +Virtual Account Management
Virtual accounts, allocation rules and auto-reconciliation for corporate collections.
READ MORE +3-Way Reconciliation
Switch, bank and NPCI settlement records matched daily, with exception queues. Runs standalone too.
READ MORE +Also in the product line: Payment Gateway, Prepaid Payment Instruments (PPI), Payin–Payout, Enterprise Fraud Risk Management (EFRM) and Gift Card. See the full line or compare plans.
1. Build
Project delivery with a documented handover your team can run with.
2. Operate
Hosted and managed services: IDS operates the platform day to day.
3. Own
Source-code licensing with knowledge transfer, so ownership moves to you.
LET'S TALK ABOUT WHAT YOU'RE BUILDING
Tell us what you need and we will show you how we would build and run it.