UPI / BOOSTERS

Extend Your UPI Capabilities

Boosters are UPI sub-products added on top of UPI Issuing and/or UPI Acquiring. Each Booster is taken per side and follows the plan level of the product it is attached to: licensed on Spark and Forge, NPCI-certified on Shield and Launch, and supported in production on Orbit.

Core / Included in every UPI plan

Pay (P2P / P2M), Collect, Intent and QR, balance enquiry, Set/Reset PIN, registration and device binding, check transaction status, UDIR and Aadhaar OTP onboarding.

BOOSTERS

Everyday UPI, Extended

15 capabilities for mandates, wallets, credit, inclusion and merchant use cases.

Mandates

One-time mandates: create, modify, revoke, with fund blocking

AutoPay

Recurring mandates with execution scheduler and pre-debit notification

AutoPay Interop

Mandate portability across UPI apps

UPI Lite

On-device balance for fast small-value payments

UPI Lite X

Offline small-value payments using NFC

RuPay Credit Card on UPI

Linking and paying with RuPay credit cards over UPI

Biometric

Biometric authentication for UPI transactions

UPI Circle

Delegated payments: a primary user authorises trusted secondary users

eRUPI

Purpose-specific prepaid digital vouchers

Tap & Pay

NFC tap-to-pay at merchant terminals

Hello UPI

Voice-based conversational payments

123Pay

UPI for feature phones (IVR, missed call, app-based, sound-based)

*99#

USSD-based UPI

Multi-Signatory

Payments from accounts requiring multiple approvers

Invoice in the Box

Invoice presented within the payment flow

BOOSTER PRO

Expand the Use Cases

Advanced UPI capabilities for credit lines, cash access, capital markets and cross-border payments.

Credit Line on UPI

Payments from pre-sanctioned bank credit lines

UPI on ATM

Interoperable cardless cash withdrawal at ATMs

IPO

Mandate-based blocking for IPO applications

Reserve Pay

Single block, multiple debits against one reservation

UPI Global

Cross-border UPI payments

One World

UPI access for inbound international travellers

Central Mapper / UPI Number

Number-based UPI addressing through the NPCI mapper

Cash Point

Cash withdrawal at merchant cash points

UPI Plug-in (SDK)

In-app UPI payments for merchants without app redirection

Talk to Our Payments Team

BUILD YOUR BOOSTER ROADMAP

Choose the Boosters for day one and plan the rest as your UPI programme grows.