Five Stages. One Delivery Path.
Every IDS payment product is licensed with full source code. The plan you choose decides how far IDS travels with you, from handing over the code to running production alongside your team. Each plan adds a service component to the one before it.
What Each Plan Includes
| Component | Spark | Forge | Shield | Launch | Orbit |
|---|---|---|---|---|---|
| Perpetual source code licence | Included | Included | Included | Included | Included |
| Documentation set (HLD, LLD, API specification, deployment guide, operations runbook) | Included | Included | Included | Included | Included |
| Code walkthrough & knowledge transfer | Included | Included | Included | Included | Included |
| Defect warranty on the delivered code | Included | Included | Included | Included | Included |
| Senior expert consultation bucket | Not included | Included | Included | Included | Included |
| NPCI certification executed by IDS | Not included | Not included | Included | Included | Included |
| Integration with one bank (CBS) & go-live | Not included | Not included | Not included | Included | Included |
| Hypercare after go-live | Not included | Not included | Not included | Included | Included |
| L2/L3 production support with SLA | Not included | Not included | Not included | Not included | Included |
| Mandatory NPCI circular updates | Not included | Not included | Not included | Not included | Included |
Shield applies to products that require network certification (UPI and IMPS). 3-Way Reconciliation and Virtual Account Management are offered on Spark, Forge, Launch and Orbit.
Choose How Far IDS Travels With You
Spark
The code is yours
Ideal for
Banks and fintechs with a strong in-house payments engineering team that want to own and run the platform themselves.
What you get
Complete source code; build and deployment scripts; database scripts; the documentation set (HLD, LLD, API specifications, deployment guide, operations runbook); structured remote code walkthrough and knowledge transfer; a defect warranty on the delivered code.
Boundaries
Deployment, certification and bank integration are performed by your team. IDS does not interact with NPCI or your bank.
Forge
Built with our experts
Ideal for
Teams that will execute the programme themselves but want the architects who built the product guiding every stage.
What you get
Everything in Spark, plus a pre-paid bucket of senior expert consultation: architecture and infrastructure sizing, deployment, HSM and CBS integration design, C-Flow preparation, test-case review and defect triage guidance. The bucket is drawn down against monthly utilisation reports.
Boundaries
IDS advises; your team executes certification and integration.
Shield
NPCI-certified
Ideal for
Clients who want the regulatory hurdle cleared by the people who built the product.
What you get
Everything in Forge, plus IDS executing NPCI certification of the base product under your sponsor bank: test-case execution, defect fixes, NPCI coordination and sign-off. Each UPI Booster is certified separately.
Applies to
Products that require network certification: UPI Issuing, UPI Acquiring and IMPS. Certification runs from C-Flow portal access; delays caused by external dependencies extend the certification window.
Launch
Live with your bank
Ideal for
Clients who want a turnkey route to production.
What you get
Everything in Shield, plus integration with one bank's Core Banking System on the IDS standard adapter or a supported CBS, bank UAT, pre-production to production movement, live pilot transactions and hypercare after go-live.
Boundaries
Non-standard CBS or third-party integrations are treated as customisation.
Orbit
Live, and we stay with you
Ideal for
Clients who want production backed by the product team. Recommended for every first-time UPI or IMPS deployment.
What you get
Everything in Launch, plus year-one support from go-live: L2 and L3 support with severity-based SLA (8×5 standard, 24×7 on-call for Severity-1), bug fixes, patches and version updates, mandatory NPCI circular changes within an annual effort cap, a named support lead and monthly service reviews.
Options & continuity
24×7 full coverage, plus L1 monitoring and operations resources, are available as options. Annual maintenance continues from year two.
Add Banks. Or Design Your Own Programme.
Every New Bank, Live
For technology service providers and multi-bank operators adding banks after the first go-live.
- CBS integration on the IDS standard adapter
- Bank-level UAT and NPCI onboarding
- Go-live and hypercare for that bank
- Added per bank, per product
Built Around You
Some programmes need more than a standard plan: several products across many banks, a dedicated operations team, or a deployment model of your own. Galaxy is designed with you after a scoping call with the IDS solutions team.
- ProductsAny combination of UPI, IMPS, 3-Way Reconciliation, VAM, Payment Gateway, PPI, Payin-Payout, EFRM and Gift Card
- Roll-outMulti-bank onboarding plans with committed timelines
- ServiceDedicated support teams, 24×7 coverage, custom SLAs and named account management
- DeploymentOn-premise, hosted or hybrid; group-wide or multi-region licensing
- CommercialsPhased or milestone-based, aligned to your programme
Not Included in Any Plan
- Front-end applications: administrative and bank consoles, merchant and aggregator portals, customer apps (offered separately)
- Infrastructure, HSM hardware, database and middleware licences
- NPCI fees, SMS and email gateway charges
- VAPT, AppSec, PCI-DSS and CERT-In audits
What You Provide
- Infrastructure in your environment (production, DR, UAT and development)
- HSM and NPCI connectivity (MPLS/VPN)
- Sponsor bank arrangements
- Core Banking System endpoints
Plan delivery starts when these dependencies are available.
FIND THE RIGHT PLAN
Tell us about your team, your bank and your go-live goals. We will recommend the plan that fits.